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πŸ‡³πŸ‡¬ NHIA ACCREDITED COMPARISON PLATFORM

Compare Top Nigerian Health Insurance Plans Side-by-Side

Transparent annual & monthly premiums in Nigerian Naira (₦), hospital networks (Reddington, Lagoon, St. Nicholas), and maternity limits across Reliance, AXA Mansard, Hygeia & Avon.

βœ“ 100% Free Comparison
βœ“ Zero Broker Markups
βœ“ NHIA Act 2022 Compliant
βœ“ Instant Policy Onboarding

TOP ACCREDITED COVERS

Featured Nigerian Health Plans

Compare verified annual premiums in Naira (₦), hospital tiers (Reddington, Lagoon, St. Nicholas), and maternity sub-limits.

TRANSPARENT PROCESS

How HMO Comparison Works

Three simple steps to evaluate accredited Nigerian healthcare providers and secure affordable protection for your family.

01

Compare Real Naira Premiums

Select up to 3 plans side-by-side to compare transparent annual or monthly premiums across Reliance, AXA Mansard, Hygeia, and Avon.

  • βœ“ No broker markups
  • βœ“ Direct underwriter rates

02

Verify Hospital Network Tiers

Ensure your preferred hospitals in Lagos, Abuja, Port Harcourt, and across all 36 states are covered under Tier 1, Tier 2, or Tier 3 lists.

  • βœ“ Reddington & Lagoon verification
  • βœ“ Download official PDF directories

03

Instant Onboarding & Cover

Connect with licensed HMO customer success officers via WhatsApp or direct phone to activate your digital HMO ID card immediately.

  • βœ“ 24/7 WhatsApp concierge
  • βœ“ Instant proof of coverage

FREE HEALTHCARE ADVISORY

Confused About Which HMO Best Fits Your Family or Team?

Our certified insurance advisors evaluate your specific hospital preferences (Lagoon, Reddington, etc.) and recommend the highest value plan with zero broker fees.

GOT QUESTIONS?

Frequently Asked Questions

Clear answers to help you navigate Nigerian health maintenance organizations, waiting periods, and policy limits.

Is health insurance mandatory in Nigeria under the NHIA Act 2022?
Yes. Under the National Health Insurance Authority (NHIA) Act signed into law in May 2022, health insurance coverage is mandatory for all Nigerian citizens and legal residents. It also mandates employers with five (5) or more staff to provide health insurance for their employees. All HMO plans listed on this platform satisfy full NHIA statutory compliance requirements.