🇳🇬 INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 83 verified health insurance plans Browse Underwriting HMOs →

🏥 Nem Health LIMITED

Tier 1 Premium

Individual Cover

NEM Retail Marigold Plan

₦ 790,500 / yr

Flexible: ₦71,000 / month

Overall Limit:
₦3,300,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Novo Health Africa LIMITED

Tier 3 Basic

Individual Cover

Novo Standard Insurance Plan (SIP)

₦ 72,293 / yr

Flexible: ₦6,500 / month

Overall Limit:
₦500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 60 years

🏥 Novo Health Africa LIMITED

Tier 2 Standard

Individual Cover

Novo Discover Insurance Plan (DIP)

₦ 85,531 / yr

Flexible: ₦7,700 / month

Overall Limit:
₦750,000
Network Tier:
Tier 2 Standard
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 60 years

🏥 Novo Health Africa LIMITED

Tier 1 Premium

Individual Cover

Novo Value Insurance Plan (VIP)

₦ 188,169 / yr

Flexible: ₦17,000 / month

Overall Limit:
₦1,200,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 60 years

🏥 MB & O Healthcare Services LIMITED

Tier 1 Premium

Individual Cover

Mbando Purple HIMAX Plan

₦ 479,997 / yr

Flexible: ₦43,200 / month

Overall Limit:
₦5,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Nem Health LIMITED

Tier 3 Basic

Individual Cover

NEM Retail Lotus Plan

₦ 88,300 / yr

Flexible: ₦8,000 / month

Overall Limit:
₦560,000
Network Tier:
Tier 3 Basic
Maternity:
Not Included
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Nem Health LIMITED

Tier 2 Standard

Individual Cover

NEM Retail Tulip Plan

₦ 123,400 / yr

Flexible: ₦11,200 / month

Overall Limit:
₦850,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Nem Health LIMITED

Tier 2 Standard

Individual Cover

NEM Retail Hazel Plan

₦ 263,800 / yr

Flexible: ₦23,800 / month

Overall Limit:
₦1,560,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Nem Health LIMITED

Tier 1 Premium

Individual Cover

NEM Retail Ivy Plan

₦ 439,400 / yr

Flexible: ₦39,500 / month

Overall Limit:
₦2,600,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Life Action Plus LTD.

Tier 2 Standard

Individual Cover

Life Action Plus Pearly Plan

₦ 60,000 / yr

Flexible: ₦5,500 / month

Overall Limit:
₦350,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

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