Premium luxury retail plan featuring private ward rooms, 10 specialist consults, ₦420,000 major surgeries, ₦45,000 dental, ₦20,000 optical, and executive health checks.
Life Action Plus Alabaster Plan is the elite retail health solution. Enrollee benefits include private ward hospitalization, 10 specialist visits, ₦420,000 surgical limit covering major procedures, ₦45,000 comprehensive dental procedures, ₦20,000 optical frames/lenses, advanced imaging (2 CT scans, 1 ECHO, 1 emergency MRI), 10 physiotherapy sessions, executive health checks (PSA and Pap smear), 24-hour ICU care, and 5-day incubator care.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Life Action Plus LTD..
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦800,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦500,000 | ₦0 |
| Outpatient Primary Care Limit | ₦300,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦45,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦20,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 1 - Premium Private across Nigeria.
Enrollees enjoy direct walk-in consultation and admission privileges at Nigeria's most prestigious private tertiary medical centres:
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Life Action Plus LTD.. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Life Action Plus LTD.. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Life Action Plus LTD. Official Website (lifeactionplus.com) ↗