Executive health coverage featuring Tier 1 to 4 hospitals, private room, ₦350,000 surgery, ₦350,000 maternity, ₦40,000 dental, and 12 physiotherapy sessions.
Mbando Violet HIMAX Plan provides premier private medical insurance across Tier 1 through 4 hospitals. Benefits include private room hospitalization, ₦350,000 surgical procedures, ₦350,000 maternity delivery cover, ₦40,000 dental therapy, ₦25,000 optical benefits, 12 physiotherapy sessions, complex surgical cancer care, oral & maxillofacial surgery, and home medication delivery.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by MB & O Healthcare Services LIMITED.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦3,500,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦2,000,000 | ₦0 |
| Outpatient Primary Care Limit | ₦1,500,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦40,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦25,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 1 - Premium Private across Nigeria.
Enrollees enjoy direct walk-in consultation and admission privileges at Nigeria's most prestigious private tertiary medical centres:
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by MB & O Healthcare Services LIMITED. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by MB & O Healthcare Services LIMITED. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit MB & O Healthcare Services LIMITED Official Website (mbandohmo.com) ↗