Comprehensive retail cover featuring private ward admission, 7 specialist visits, ₦300,000 minor/intermediate/major surgeries, ₦30,000 dental, and ₦12,500 optical care.
Life Action Plus Flaxy Plan provides robust private healthcare with private ward accommodation. It includes 7 specialist consultations, ₦300,000 surgical procedures (minor, intermediate, and major), 1 session CT scan and ECHO imaging, ₦30,000 dental allowance, ₦12,500 optical care, 7 physiotherapy sessions, comprehensive annual health screening (with chest X-ray and lipid profile), and chronic disease management after 6 months.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Life Action Plus LTD..
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦500,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦300,000 | ₦0 |
| Outpatient Primary Care Limit | ₦200,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦30,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦12,500 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 2 - Standard across Nigeria.
Provides comprehensive access to over 1,500 accredited quality private clinics, secondary hospitals, and diagnostic scan centres across all 36 Nigerian states and Abuja FCT.
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Life Action Plus LTD.. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Life Action Plus LTD.. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Life Action Plus LTD. Official Website (lifeactionplus.com) ↗