Affordable entry retail health cover by Aman HMO featuring ₦500k in-patient care, ₦200k outpatient limit, ₦100k maternity support, and unlimited telemedicine consultations.
Aman Bronze Individual plan provides reliable primary and emergency care across Nigeria. Includes general and specialist consultations, ₦500,000 in-patient care limit, 10 days general ward accommodation, 24 hours ICU/HDU, ₦100,000 surgical limit, ₦200,000 outpatient limit with ₦60,000 chronic disease medication and prescription refills, ₦100,000 maternity & ANC cover after 9 months, basic dental pain relief and scaling (₦10,000), optical testing and lenses (₦10,000), road ambulance assistance, and unlimited 24/7 telemedicine consultations.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Aman Health Maintenance Organizations.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦1,500,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 60 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦500,000 | ₦0 |
| Outpatient Primary Care Limit | ₦200,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦10,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦10,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 3 - Basic across Nigeria.
Provides comprehensive access to over 1,500 accredited quality private clinics, secondary hospitals, and diagnostic scan centres across all 36 Nigerian states and Abuja FCT.
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Aman Health Maintenance Organizations. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Aman Health Maintenance Organizations. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Aman Health Maintenance Organizations Official Website (amanhmo.com) ↗