Essential and affordable coverage by Ally Healthcare featuring general consultations, 15 days general ward admission, emergency care up to ₦150k, and 15 physiotherapy sessions.
Ally Compact Plan provides essential healthcare coverage at an affordable rate. It covers general consultations and treatments with prescribed medications, in-patient accommodation for 15 days in a General Ward, feeding on admission, emergency care coverage up to ₦150,000 with 24 hours resuscitative care, hematology investigations, basic diagnostic imaging (X-rays, ultrasound), HIV care, antenatal care after 12 months, NPI immunization, specialist medical services, chronic disease management up to ₦100,000, physiotherapy after 6 months (15 sessions/yr), minor surgeries after 12 months (up to ₦300,000), wellness checks, ambulance movement, basic dental care, and mental healthcare after 6 months (2 sessions/yr).
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Ally Healthcare LIMITED.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦1,500,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦500,000 | ₦0 |
| Outpatient Primary Care Limit | ₦300,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦15,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 3 - Basic across Nigeria.
Provides comprehensive access to over 1,500 accredited quality private clinics, secondary hospitals, and diagnostic scan centres across all 36 Nigerian states and Abuja FCT.
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Ally Healthcare LIMITED. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Ally Healthcare LIMITED. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Ally Healthcare LIMITED Official Website (allyhealthcare.ng) ↗