Tailored corporate group healthcare plan featuring semi-private ward admission, ₦200,000 surgical procedures, weekly gym sessions, root canal therapy, and branded medications.
Ashmed Emerald Corporate & Group Plan is engineered for businesses, startups, and organizations. It provides 20 days cumulative semi-private ward accommodation, 10 specialist consultations, ₦200,000 surgical allowance, maternity with 24 hours SCBU/ICU support (₦50,000), ₦15,000 optical lens limit, dental RCT and dentures, weekly gym membership, branded medications, accident scene ambulance response, and 10 days mortuary services.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Ashmed Integrated Health Services LTD..
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦2,500,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years (Staff) | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦1,000,000 | ₦0 |
| Outpatient Primary Care Limit | ₦500,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦15,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦15,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 2 - Standard across Nigeria.
Provides comprehensive access to over 1,500 accredited quality private clinics, secondary hospitals, and diagnostic scan centres across all 36 Nigerian states and Abuja FCT.
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Ashmed Integrated Health Services LTD.. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Ashmed Integrated Health Services LTD.. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Ashmed Integrated Health Services LTD. Official Website (ashmedintegratedhealthservices.com) ↗