🇳🇬 INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 83 verified health insurance plans Browse Underwriting HMOs →

🏥 Ally Healthcare LIMITED

Tier 2 Standard

Individual Cover

Ally Standard Plan

₦ 120,000 / yr

Flexible: ₦11,000 / month

Overall Limit:
₦3,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Ally Healthcare LIMITED

Tier 1 Premium

Individual Cover

Ally Elite Plan

₦ 250,000 / yr

Flexible: ₦22,500 / month

Overall Limit:
₦6,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Aman Health Maintenance Organizations

Tier 3 Basic

Individual Cover

Aman Bronze Individual

₦ 85,806 / yr

Flexible: ₦7,800 / month

Overall Limit:
₦1,500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 60 years

🏥 Aman Health Maintenance Organizations

Tier 2 Standard

Individual Cover

Aman Silver Individual

₦ 124,795 / yr

Flexible: ₦11,400 / month

Overall Limit:
₦2,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 60 years

Tier 3 Basic

Individual Cover

Greenbay Greencare Basic Plan

₦ 50,000 / yr

Flexible: ₦4,500 / month

Overall Limit:
₦500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Dental Only
Wait Period:
Immediate (0 Days)
Age Limit:
0 – 65 years

Tier 1 Premium

Individual Cover

Zuma Ruby Individual

₦ 488,608 / yr

Flexible: ₦44,400 / month

Overall Limit:
₦3,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Zuma Emerald Individual

₦ 189,827 / yr

Flexible: ₦17,200 / month

Overall Limit:
₦1,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

Individual Cover

Zuma Sapphire Individual

₦ 302,784 / yr

Flexible: ₦27,500 / month

Overall Limit:
₦2,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Greenbay Greencare Standard Plan

₦ 70,000 / yr

Flexible: ₦6,400 / month

Overall Limit:
₦750,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Greenbay Greencare Comprehensive Plan

₦ 90,000 / yr

Flexible: ₦8,200 / month

Overall Limit:
₦900,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

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