🇳🇬 INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 83 verified health insurance plans Browse Underwriting HMOs →

Tier 2 Standard

Individual Cover

Greenbay Greencare Comprehensive Plan

₦ 90,000 / yr

Flexible: ₦8,200 / month

Overall Limit:
₦900,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

Individual Cover

Greenbay Greencare Ultimate Plan

₦ 195,000 / yr

Flexible: ₦17,800 / month

Overall Limit:
₦1,800,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

Individual Cover

Greenbay Greencare Executive Plan

₦ 500,000 / yr

Flexible: ₦45,500 / month

Overall Limit:
₦3,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 3 Basic

Individual Cover

Zuma Smart Care Plan

₦ 42,000 / yr

Flexible: ₦3,500 / month

Overall Limit:
₦500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Optical Only
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 3 Basic

Individual Cover

Zuma Amber Individual

₦ 74,844 / yr

Flexible: ₦6,800 / month

Overall Limit:
₦600,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Zuma Jasper Individual

₦ 96,855 / yr

Flexible: ₦8,800 / month

Overall Limit:
₦800,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 3 Basic

Individual Cover

Mitera Mi Basic Plan

₦ 88,800 / yr

Flexible: ₦8,100 / month

Overall Limit:
₦1,200,000
Network Tier:
Tier 3 Basic
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
0 – 65 years

Tier 2 Standard

Individual Cover

Mitera Mi Classic Plan

₦ 109,500 / yr

Flexible: ₦10,000 / month

Overall Limit:
₦1,800,000
Network Tier:
Tier 2 Standard
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

Individual Cover

Mitera Mi Platinum Plan

₦ 375,500 / yr

Flexible: ₦34,000 / month

Overall Limit:
₦3,000,000
Network Tier:
Tier 1 Premium
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

Individual Cover

Mitera Mi Elite Plan

₦ 544,800 / yr

Flexible: ₦49,500 / month

Overall Limit:
₦5,000,000
Network Tier:
Tier 1 Premium
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

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