🇳🇬 INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 83 verified health insurance plans Browse Underwriting HMOs →

🏥 Healthspring HMO

Tier 2 Standard

Individual Cover

Healthspring Private Emerald Plan

₦ 200,000 / yr

Flexible: ₦18,000 / month

Overall Limit:
₦3,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Healthspring HMO

Tier 1 Premium

Individual Cover

Healthspring Private Diamond Plan

₦ 300,000 / yr

Flexible: ₦27,000 / month

Overall Limit:
₦4,500,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Life Action Plus LTD.

Tier 3 Basic

Individual Cover

Life Action Plus Ivory Plan

₦ 36,000 / yr

Flexible: ₦3,300 / month

Overall Limit:
₦200,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Optical Only
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Gorah Healthcare LTD.

Tier 3 Basic

Individual Cover

Gorah BC-SHIP (Baptist Community Plan)

₦ 20,000 / yr

Flexible: ₦1,900 / month

Overall Limit:
₦150,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
0 – 65 years

🏥 Hopewell Healthcare Management LTD

Tier 3 Basic

Individual Cover

Hopewell PrimeLite Plan

₦ 75,000 / yr

Flexible: ₦6,800 / month

Overall Limit:
₦175,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Hopewell Healthcare Management LTD

Tier 2 Standard

Individual Cover

Hopewell Prime Plan

₦ 103,897 / yr

Flexible: ₦9,500 / month

Overall Limit:
₦250,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Hopewell Healthcare Management LTD

Tier 2 Standard

Individual Cover

Hopewell Supreme Plan

₦ 145,895 / yr

Flexible: ₦13,200 / month

Overall Limit:
₦450,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Ashmed Integrated Health Services LTD.

Tier 1 Premium

Individual Cover

Ashmed Diamond Individual Plan

₦ 320,000 / yr

Flexible: ₦28,500 / month

Overall Limit:
₦6,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Anchor HMO International Company LIMITED

Tier 3 Basic

Individual Cover

Anchor White-Lily Maternity Plan

₦ 500,000 / yr

Flexible: ₦45,000 / month

Overall Limit:
₦150,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 45 years

🏥 Anchor HMO International Company LIMITED

Tier 2 Standard

Individual Cover

Anchor Purple-Hibiscus Maternity Plan

₦ 1,000,000 / yr

Flexible: ₦90,000 / month

Overall Limit:
₦350,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 45 years

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