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πŸ‡³πŸ‡¬ INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.
Showing 83 verified health insurance plans Browse Underwriting HMOs →
Reliance HMO LIMITED
Tier 2 Standard
Individual Cover

Reliance Alexandrite

₦ 103,300 / yr
Flexible: ₦9,400 / month
  • Overall Limit:
    ₦2,800,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Reliance HMO LIMITED
Tier 1 Premium
Individual Cover

Reliance Diamond Plan

₦ 177,700 / yr
Flexible: ₦16,200 / month
  • Overall Limit:
    ₦5,000,000
  • Network Tier:
    Tier 1 Premium
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Hygeia HMO LIMITED
Tier 3 Basic
Individual Cover

Hygeia HyEase

₦ 26,515 / yr
Flexible: ₦2,400 / month
  • Overall Limit:
    ₦250,000
  • Network Tier:
    Tier 3 Basic
  • Maternity:
    Not Included
  • Dental & Optical:
    Not Included
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years