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πŸ‡³πŸ‡¬ INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.
Showing 83 verified health insurance plans Browse Underwriting HMOs →
Lagos State Health Management Agency (ILERA EKO)
Tier 3 Basic
Individual Cover

Ilera Eko Standard Jaara Individual

₦ 45,000 / yr
Flexible: ₦3,750 / month
  • Overall Limit:
    ₦2,500,000
  • Network Tier:
    Tier 3 Basic
  • Maternity:
    Not Included
  • Dental & Optical:
    Dental Only
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Lagos State Health Management Agency (ILERA EKO)
Tier 2 Standard
Individual Cover

Ilera Eko Standard Jaara Plus Individual

₦ 40,000 / yr
Flexible: ₦3,700 / month
  • Overall Limit:
    ₦2,000,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    0 – 65 years
Leadway Health LIMITED
Tier 3 Basic
Individual Cover

Leadway Strawberry Plan

₦ 118,122 / yr
Flexible: ₦10,800 / month
  • Overall Limit:
    ₦500,000
  • Network Tier:
    Tier 3 Basic
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Leadway Health LIMITED
Tier 2 Standard
Individual Cover

Leadway Cranberry Plan

₦ 166,264 / yr
Flexible: ₦15,200 / month
  • Overall Limit:
    ₦750,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Leadway Health LIMITED
Tier 2 Standard
Individual Cover

Leadway Blueberry Plan

₦ 267,567 / yr
Flexible: ₦24,500 / month
  • Overall Limit:
    ₦1,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Leadway Health LIMITED
Tier 1 Premium
Individual Cover

Leadway Blackberry Plan

₦ 615,274 / yr
Flexible: ₦55,000 / month
  • Overall Limit:
    ₦3,000,000
  • Network Tier:
    Tier 1 Premium
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
πŸ₯ AIICO Multishield Nigeria LIMITED
Tier 2 Standard
Individual Cover

AIICO Standard Plan

₦ 74,500 / yr
Flexible: ₦6,800 / month
  • Overall Limit:
    ₦1,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
πŸ₯ AIICO Multishield Nigeria LIMITED
Tier 2 Standard
Individual Cover

AIICO Executive Plan

₦ 109,610 / yr
Flexible: ₦9,900 / month
  • Overall Limit:
    ₦2,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
πŸ₯ AIICO Multishield Nigeria LIMITED
Tier 1 Premium
Individual Cover

AIICO Super Executive Plan

₦ 153,667 / yr
Flexible: ₦13,900 / month
  • Overall Limit:
    ₦4,000,000
  • Network Tier:
    Tier 1 Premium
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
πŸ₯ Clearline International LIMITED
Tier 2 Standard
Individual Cover

Clearline Clear Value

₦ 80,000 / yr
Flexible: ₦7,300 / month
  • Overall Limit:
    ₦1,800,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years