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πŸ‡³πŸ‡¬ INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.
Showing 83 verified health insurance plans Browse Underwriting HMOs →
Hygeia HMO LIMITED
Tier 2 Standard
Individual Cover

Hygeia HyBasic

₦ 66,070 / yr
Flexible: ₦6,000 / month
  • Overall Limit:
    ₦600,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    0 – 65 years
Avon Healthcare LIMITED
Tier 3 Basic
Individual Cover

Avon Life Starter

₦ 38,000 / yr
Flexible: ₦3,500 / month
  • Overall Limit:
    ₦750,000
  • Network Tier:
    Tier 3 Basic
  • Maternity:
    Not Included
  • Dental & Optical:
    Not Included
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Avon Healthcare LIMITED
Tier 2 Standard
Individual Cover

Avon Life Plus

₦ 65,429 / yr
Flexible: ₦5,950 / month
  • Overall Limit:
    ₦1,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Avon Healthcare LIMITED
Tier 2 Standard
Individual Cover

Avon Premium Life

₦ 103,332 / yr
Flexible: ₦9,400 / month
  • Overall Limit:
    ₦3,000,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Bastion Health LIMITED
Tier 3 Basic
Individual Cover

Bastion Jade Plan

₦ 28,500 / yr
Flexible: ₦2,600 / month
  • Overall Limit:
    ₦500,000
  • Network Tier:
    Tier 3 Basic
  • Maternity:
    Not Included
  • Dental & Optical:
    Not Included
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Bastion Health LIMITED
Tier 2 Standard
Individual Cover

Bastion Sapphire Plan

₦ 98,500 / yr
Flexible: ₦8,900 / month
  • Overall Limit:
    ₦1,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
AXA Mansard Health LIMITED
Tier 3 Basic
Individual Cover

AXA Mansard EasyCare

₦ 18,000 / yr
Flexible: ₦1,700 / month
  • Overall Limit:
    ₦500,000
  • Network Tier:
    Tier 3 Basic
  • Maternity:
    Not Included
  • Dental & Optical:
    Not Included
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    0 – 65 years
AXA Mansard Health LIMITED
Tier 2 Standard
Individual Cover

AXA Mansard Bronze Plan

₦ 89,500 / yr
Flexible: ₦8,200 / month
  • Overall Limit:
    ₦1,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
AXA Mansard Health LIMITED
Tier 2 Standard
Individual Cover

AXA Mansard Silver Plan

₦ 132,250 / yr
Flexible: ₦12,100 / month
  • Overall Limit:
    ₦2,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years
Reliance HMO LIMITED
Tier 2 Standard
Individual Cover

Reliance Red Beryl

₦ 68,400 / yr
Flexible: ₦6,200 / month
  • Overall Limit:
    ₦1,500,000
  • Network Tier:
    Tier 2 Standard
  • Maternity:
    Covered
  • Dental & Optical:
    Routine + Optical
  • Wait Period:
    Immediate (0 Days)
  • Age Limit:
    18 – 65 years