🇳🇬 INDIVIDUAL HEALTHCARE DIRECTORY

Individual Health Insurance Plans in Nigeria

Personal health insurance covers for young professionals, freelancers, and single adults with outpatient, emergency, dental & optical care.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 83 verified health insurance plans Browse Underwriting HMOs →

🏥 Nem Health LIMITED

Tier 2 Standard

Individual Cover

NEM Retail Hazel Plan

₦ 263,800 / yr

Flexible: ₦23,800 / month

Overall Limit:
₦1,560,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Nem Health LIMITED

Tier 1 Premium

Individual Cover

NEM Retail Ivy Plan

₦ 439,400 / yr

Flexible: ₦39,500 / month

Overall Limit:
₦2,600,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Life Action Plus LTD.

Tier 2 Standard

Individual Cover

Life Action Plus Pearly Plan

₦ 60,000 / yr

Flexible: ₦5,500 / month

Overall Limit:
₦350,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Life Action Plus LTD.

Tier 2 Standard

Individual Cover

Life Action Plus Flaxy Plan

₦ 110,000 / yr

Flexible: ₦9,900 / month

Overall Limit:
₦500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Life Action Plus LTD.

Tier 1 Premium

Individual Cover

Life Action Plus Alabaster Plan

₦ 250,000 / yr

Flexible: ₦22,500 / month

Overall Limit:
₦800,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 MB & O Healthcare Services LIMITED

Tier 3 Basic

Individual Cover

Mbando Caramel HIMID Plan

₦ 39,599 / yr

Flexible: ₦3,600 / month

Overall Limit:
₦500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 MB & O Healthcare Services LIMITED

Tier 3 Basic

Individual Cover

Mbando Peach HIMID Plan

₦ 58,448 / yr

Flexible: ₦5,300 / month

Overall Limit:
₦750,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Hopewell Healthcare Management LTD

Tier 1 Premium

Individual Cover

Hopewell Elite Plan

₦ 253,975 / yr

Flexible: ₦22,900 / month

Overall Limit:
₦550,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Hopewell Healthcare Management LTD

Tier 1 Premium

Individual Cover

Hopewell Signature Plan

₦ 583,825 / yr

Flexible: ₦52,500 / month

Overall Limit:
₦800,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Healthspring HMO

Tier 3 Basic

Individual Cover

Healthspring Private Topaz Plan

₦ 100,000 / yr

Flexible: ₦9,000 / month

Overall Limit:
₦1,500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

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