🇳🇬 NHIA ACCREDITED PLANS DIRECTORY

Browse Nigerian Health Insurance Plans

Compare transparent annual & monthly premiums in Naira (₦), hospital tiers (Reddington, Lagoon, St. Nicholas), and coverage limits across accredited providers with zero broker markups.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 149 verified health insurance plans Browse Underwriting HMOs →

🏥 Nem Health LIMITED

Tier 3 Basic

Individual Cover

NEM Retail Lotus Plan

₦ 88,300 / yr

Flexible: ₦8,000 / month

Overall Limit:
₦560,000
Network Tier:
Tier 3 Basic
Maternity:
Not Included
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 MB & O Healthcare Services LIMITED

Tier 1 Premium

Individual Cover

Mbando Purple HIMAX Plan

₦ 479,997 / yr

Flexible: ₦43,200 / month

Overall Limit:
₦5,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 MB & O Healthcare Services LIMITED

Tier 1 Premium

Individual Cover

Mbando Violet HIMAX Plan

₦ 315,889 / yr

Flexible: ₦28,500 / month

Overall Limit:
₦3,500,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Life Action Plus LTD.

Tier 2 Standard

Individual Cover

Life Action Plus Pearly Plan

₦ 60,000 / yr

Flexible: ₦5,500 / month

Overall Limit:
₦350,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Life Action Plus LTD.

Tier 1 Premium

Individual Cover

Life Action Plus Alabaster Plan

₦ 250,000 / yr

Flexible: ₦22,500 / month

Overall Limit:
₦800,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 MB & O Healthcare Services LIMITED

Tier 3 Basic

Individual Cover

Mbando Caramel HIMID Plan

₦ 39,599 / yr

Flexible: ₦3,600 / month

Overall Limit:
₦500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Nem Health LIMITED

Tier 2 Standard

Individual Cover

NEM Retail Hazel Plan

₦ 263,800 / yr

Flexible: ₦23,800 / month

Overall Limit:
₦1,560,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 MB & O Healthcare Services LIMITED

Tier 2 Standard

Individual Cover

Mbando Caramel HIMAX Plan

₦ 96,709 / yr

Flexible: ₦8,800 / month

Overall Limit:
₦1,200,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 MB & O Healthcare Services LIMITED

Tier 2 Standard

Individual Cover

Mbando Peach HIMAX Plan

₦ 178,022 / yr

Flexible: ₦16,000 / month

Overall Limit:
₦2,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Healthspring HMO

Tier 3 Basic

SME & Corporate Cover

Healthspring Corporate Opal Plan

₦ 51,150 / yr

Flexible: ₦4,600 / month

Overall Limit:
₦1,350,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

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