🇳🇬 NHIA ACCREDITED PLANS DIRECTORY

Browse Nigerian Health Insurance Plans

Compare transparent annual & monthly premiums in Naira (₦), hospital tiers (Reddington, Lagoon, St. Nicholas), and coverage limits across accredited providers with zero broker markups.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 149 verified health insurance plans Browse Underwriting HMOs →

Tier 1 Premium

Senior (60+) Cover

Zuma G-Max Geriatric Plan

₦ 939,222 / yr

Flexible: ₦85,300 / month

Overall Limit:
₦2,500,000
Network Tier:
Tier 1 Premium
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

Tier 1 Premium

Senior (60+) Cover

Zuma G-Midi Geriatric Plan

₦ 638,848 / yr

Flexible: ₦58,000 / month

Overall Limit:
₦1,800,000
Network Tier:
Tier 1 Premium
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

Tier 2 Standard

Senior (60+) Cover

Zuma G-Mini Geriatric Plan

₦ 416,798 / yr

Flexible: ₦37,900 / month

Overall Limit:
₦1,200,000
Network Tier:
Tier 2 Standard
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

Tier 1 Premium

Family Cover

Zuma Ruby Family

₦ 2,189,736 / yr

Flexible: ₦199,000 / month

Overall Limit:
₦10,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 1 Premium

Family Cover

Zuma Sapphire Family

₦ 1,362,528 / yr

Flexible: ₦123,800 / month

Overall Limit:
₦7,500,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 2 Standard

Family Cover

Zuma Emerald Family

₦ 853,412 / yr

Flexible: ₦77,500 / month

Overall Limit:
₦5,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 2 Standard

Family Cover

Zuma Pearl Family

₦ 539,222 / yr

Flexible: ₦49,000 / month

Overall Limit:
₦3,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 2 Standard

Family Cover

Zuma Jasper Family

₦ 435,848 / yr

Flexible: ₦39,600 / month

Overall Limit:
₦2,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 3 Basic

Family Cover

Zuma Amber Family

₦ 366,798 / yr

Flexible: ₦33,300 / month

Overall Limit:
₦2,000,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 2 Standard

Individual Cover

Zuma Emerald Individual

₦ 189,827 / yr

Flexible: ₦17,200 / month

Overall Limit:
₦1,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

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