🇳🇬 NHIA ACCREDITED PLANS DIRECTORY

Browse Nigerian Health Insurance Plans

Compare transparent annual & monthly premiums in Naira (₦), hospital tiers (Reddington, Lagoon, St. Nicholas), and coverage limits across accredited providers with zero broker markups.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 149 verified health insurance plans Browse Underwriting HMOs →

Tier 2 Standard

Individual Cover

Zuma Pearl Individual

₦ 119,827 / yr

Flexible: ₦10,900 / month

Overall Limit:
₦1,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

Individual Cover

Greenbay Greencare Ultimate Plan

₦ 195,000 / yr

Flexible: ₦17,800 / month

Overall Limit:
₦1,800,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Family Cover

Greenbay Greencare Comprehensive Family

₦ 270,000 / yr

Flexible: ₦24,500 / month

Overall Limit:
₦2,700,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 1 Premium

Family Cover

Greenbay Greencare Ultimate Family

₦ 570,000 / yr

Flexible: ₦52,000 / month

Overall Limit:
₦5,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 1 Premium

Senior (60+) Cover

Mitera Mi Senior Plus Plan

₦ 420,000 / yr

Flexible: ₦38,500 / month

Overall Limit:
₦2,000,000
Network Tier:
Tier 1 Premium
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

Tier 3 Basic

Individual Cover

Ilera Eko Standard Jaara Individual

₦ 45,000 / yr

Flexible: ₦3,750 / month

Overall Limit:
₦2,500,000
Network Tier:
Tier 3 Basic
Maternity:
Not Included
Dental & Optical:
Dental Only
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Ilera Eko Standard Jaara Plus Individual

₦ 40,000 / yr

Flexible: ₦3,700 / month

Overall Limit:
₦2,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
0 – 65 years

Tier 3 Basic

Family Cover

Ilera Eko Standard Jaara Family

₦ 55,000 / yr

Flexible: ₦5,200 / month

Overall Limit:
₦2,500,000
Network Tier:
Tier 3 Basic
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 2 Standard

Senior (60+) Cover

Ilera Eko New Seniors Plan Individual

₦ 60,000 / yr

Flexible: ₦5,500 / month

Overall Limit:
₦2,000,000
Network Tier:
Tier 2 Standard
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

Tier 2 Standard

Senior (60+) Cover

Ilera Eko New Seniors Plan Couple

₦ 100,000 / yr

Flexible: ₦9,000 / month

Overall Limit:
₦3,500,000
Network Tier:
Tier 2 Standard
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

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