🇳🇬 NHIA ACCREDITED PLANS DIRECTORY

Browse Nigerian Health Insurance Plans

Compare transparent annual & monthly premiums in Naira (₦), hospital tiers (Reddington, Lagoon, St. Nicholas), and coverage limits across accredited providers with zero broker markups.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 149 verified health insurance plans Browse Underwriting HMOs →

Tier 2 Standard

Family Cover

Hygeia HyPrime Family

₦ 245,000 / yr

Flexible: ₦22,000 / month

Overall Limit:
₦5,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

Tier 2 Standard

Individual Cover

Hygeia HyBasic

₦ 66,070 / yr

Flexible: ₦6,000 / month

Overall Limit:
₦600,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
0 – 65 years

Tier 3 Basic

Individual Cover

Avon Life Starter

₦ 38,000 / yr

Flexible: ₦3,500 / month

Overall Limit:
₦750,000
Network Tier:
Tier 3 Basic
Maternity:
Not Included
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Avon Life Plus

₦ 65,429 / yr

Flexible: ₦5,950 / month

Overall Limit:
₦1,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Avon Premium Life

₦ 103,332 / yr

Flexible: ₦9,400 / month

Overall Limit:
₦3,000,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Senior (60+) Cover

Avon Senior Care Shield

₦ 185,000 / yr

Flexible: ₦16,800 / month

Overall Limit:
₦3,500,000
Network Tier:
Tier 2 Standard
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

Tier 3 Basic

Individual Cover

Bastion Jade Plan

₦ 28,500 / yr

Flexible: ₦2,600 / month

Overall Limit:
₦500,000
Network Tier:
Tier 3 Basic
Maternity:
Not Included
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 2 Standard

Individual Cover

Bastion Sapphire Plan

₦ 98,500 / yr

Flexible: ₦8,900 / month

Overall Limit:
₦1,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

SME & Corporate Cover

Avon The Boss Life

₦ 280,000 / yr

Flexible: ₦25,000 / month

Overall Limit:
₦7,500,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years (Staff)

Tier 2 Standard

Individual Cover

Reliance Alexandrite

₦ 103,300 / yr

Flexible: ₦9,400 / month

Overall Limit:
₦2,800,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

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