🇳🇬 NHIA ACCREDITED PLANS DIRECTORY

Browse Nigerian Health Insurance Plans

Compare transparent annual & monthly premiums in Naira (₦), hospital tiers (Reddington, Lagoon, St. Nicholas), and coverage limits across accredited providers with zero broker markups.

Consumer Advisory & Validation Notice: Plan tariffs, hospital network tiers, and benefit limits are compiled from published schedules of official NHIA-accredited HMOs under the NHIA Act 2022. Users are advised to contact individual HMO underwriters directly to confirm active hospital accreditation in their neighborhood before final payment.

Showing 149 verified health insurance plans Browse Underwriting HMOs →

Tier 1 Premium

Family Cover

Bastion Emerald Plan

₦ 185,000 / yr

Flexible: ₦16,800 / month

Overall Limit:
₦2,500,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

🏥 Total Health Trust LIMITED

Tier 1 Premium

Family Cover

Total Health Trust Liberty

₦ 385,000 / yr

Flexible: ₦34,800 / month

Overall Limit:
₦9,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

🏥 AIICO Multishield Nigeria LIMITED

Tier 2 Standard

Individual Cover

AIICO Standard Plan

₦ 74,500 / yr

Flexible: ₦6,800 / month

Overall Limit:
₦1,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 AIICO Multishield Nigeria LIMITED

Tier 2 Standard

Individual Cover

AIICO Executive Plan

₦ 109,610 / yr

Flexible: ₦9,900 / month

Overall Limit:
₦2,500,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 AIICO Multishield Nigeria LIMITED

Tier 1 Premium

Family Cover

AIICO Magnum Family

₦ 420,000 / yr

Flexible: ₦38,000 / month

Overall Limit:
₦8,500,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

🏥 Clearline International LIMITED

Tier 2 Standard

Individual Cover

Clearline Clear Value

₦ 80,000 / yr

Flexible: ₦7,300 / month

Overall Limit:
₦1,800,000
Network Tier:
Tier 2 Standard
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

🏥 Clearline International LIMITED

Tier 1 Premium

Family Cover

Clearline Clear Advantage Family

₦ 250,000 / yr

Flexible: ₦22,700 / month

Overall Limit:
₦5,500,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18–65 yrs (Kids 0–18 yrs)

🏥 AIICO Multishield Nigeria LIMITED

Tier 1 Premium

Individual Cover

AIICO Super Executive Plan

₦ 153,667 / yr

Flexible: ₦13,900 / month

Overall Limit:
₦4,000,000
Network Tier:
Tier 1 Premium
Maternity:
Covered
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 3 Basic

Individual Cover

Avon Life Starter

₦ 38,000 / yr

Flexible: ₦3,500 / month

Overall Limit:
₦750,000
Network Tier:
Tier 3 Basic
Maternity:
Not Included
Dental & Optical:
Not Included
Wait Period:
Immediate (0 Days)
Age Limit:
18 – 65 years

Tier 1 Premium

Senior (60+) Cover

Hygeia Senior Premium

₦ 385,000 / yr

Flexible: ₦34,000 / month

Overall Limit:
₦3,350,000
Network Tier:
Tier 1 Premium
Maternity:
Not Included
Dental & Optical:
Routine + Optical
Wait Period:
Immediate (0 Days)
Age Limit:
60 – 80 years

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