Hygeia HMO LIMITED Health Plans, Hospital Network & 2026 Prices

Hygeia HMO LIMITED

Hygeia HMO LIMITED is an officially accredited Health Maintenance Organization under the National Health Insurance Authority (NHIA) Act 2022, providing healthcare coverage packages across Nigeria.

🏥 Health Insurance Plans Underwritten by Hygeia HMO LIMITED

Compare transparent premiums in Nigerian Naira (₦), annual overall caps, and clinical benefit allowances.

Individual Tier 3 - Basic

Hygeia HyEase

₦ 26,515 / year or ₦2,400/mo

Overall Annual Cap: ₦250,000

Eligible Age: 18 – 65 years

✕ Maternity ✕ Dental ✕ Optical ✓ 24/7 Telemed

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Individual Tier 2 - Standard

Hygeia HyBasic

₦ 66,070 / year or ₦6,000/mo

Overall Annual Cap: ₦600,000

Eligible Age: 0 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Senior (60+) Tier 2 - Standard

Hygeia Senior Mini

₦ 230,000 / year or ₦21,000/mo

Overall Annual Cap: ₦1,350,000

Eligible Age: 60 – 80 years

✕ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Family Tier 2 - Standard

Hygeia HyPrime Family

₦ 245,000 / year or ₦22,000/mo

Overall Annual Cap: ₦5,000,000

Eligible Age: 18–65 yrs (Kids 0–18 yrs)

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Senior (60+) Tier 1 - Premium Private

Hygeia Senior Premium

₦ 385,000 / year or ₦34,000/mo

Overall Annual Cap: ₦3,350,000

Eligible Age: 60 – 80 years

✕ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Official NHIA Act 2022 Statutory Notice:

Hygeia HMO LIMITED is licensed and regulated by the National Health Insurance Authority under the NHIA Act 2022. Tariffs, hospital network tiers (Tier 1 Lagoon/Reddington vs Tier 2 Standard), and specific clinical exclusions are subject to periodic review by the underwriter. Subscribers are advised to verify participating clinics in their neighborhood prior to completing binding premium transfers.