Novo Health Africa LIMITED Health Plans, Hospital Network & 2026 Prices

Novo Health Africa LIMITED

Novo Health Africa LIMITED is an officially accredited Health Maintenance Organization licensed under the National Health Insurance Authority (NHIA) Act 2022 (Accreditation ID: NHIA-74). Headquartered at PLOT 10A AKIOGUN ROAD, ONIRU LEKKI LAGOS STATE.

🏥 Health Insurance Plans Underwritten by Novo Health Africa LIMITED

Compare transparent premiums in Nigerian Naira (₦), annual overall caps, and clinical benefit allowances.

Individual Tier 3 - Basic

Novo Standard Insurance Plan (SIP)

₦ 72,293 / year or ₦6,500/mo

Overall Annual Cap: ₦500,000

Eligible Age: 18 – 60 years

✓ Maternity ✕ Dental ✕ Optical ✓ 24/7 Telemed

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Individual Tier 2 - Standard

Novo Discover Insurance Plan (DIP)

₦ 85,531 / year or ₦7,700/mo

Overall Annual Cap: ₦750,000

Eligible Age: 18 – 60 years

✕ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Individual Tier 1 - Premium Private

Novo Value Insurance Plan (VIP)

₦ 188,169 / year or ₦17,000/mo

Overall Annual Cap: ₦1,200,000

Eligible Age: 18 – 60 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Senior (60+) Tier 2 - Standard

Novo Geriatric Standard Plan (SIP)

₦ 354,900 / year or ₦32,000/mo

Overall Annual Cap: ₦1,000,000

Eligible Age: 60 – 85 years

✕ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Senior (60+) Tier 1 - Premium Private

Novo Geriatric Value Plan (VIP)

₦ 655,200 / year or ₦59,000/mo

Overall Annual Cap: ₦1,500,000

Eligible Age: 60 – 85 years

✕ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Official NHIA Act 2022 Statutory Notice:

Novo Health Africa LIMITED is licensed and regulated by the National Health Insurance Authority under the NHIA Act 2022. Tariffs, hospital network tiers (Tier 1 Lagoon/Reddington vs Tier 2 Standard), and specific clinical exclusions are subject to periodic review by the underwriter. Subscribers are advised to verify participating clinics in their neighborhood prior to completing binding premium transfers.