Healthspring HMO Health Plans, Hospital Network & 2026 Prices

🏥 Health Insurance Plans Underwritten by Healthspring HMO

Compare transparent premiums in Nigerian Naira (₦), annual overall caps, and clinical benefit allowances.

SME & Corporate Tier 3 - Basic

Healthspring Corporate Topaz Plan

₦ 39,395 / year or ₦3,600/mo

Overall Annual Cap: ₦850,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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SME & Corporate Tier 3 - Basic

Healthspring Corporate Opal Plan

₦ 51,150 / year or ₦4,600/mo

Overall Annual Cap: ₦1,350,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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SME & Corporate Tier 2 - Standard

Healthspring Corporate Emerald Plan

₦ 61,460 / year or ₦5,500/mo

Overall Annual Cap: ₦2,050,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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SME & Corporate Tier 2 - Standard

Healthspring Corporate Ruby Plan

₦ 90,900 / year or ₦8,200/mo

Overall Annual Cap: ₦2,950,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Individual Tier 3 - Basic

Healthspring Private Topaz Plan

₦ 100,000 / year or ₦9,000/mo

Overall Annual Cap: ₦1,500,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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SME & Corporate Tier 1 - Premium Private

Healthspring Corporate Sapphire Plan

₦ 153,125 / year or ₦13,800/mo

Overall Annual Cap: ₦3,750,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Individual Tier 2 - Standard

Healthspring Private Emerald Plan

₦ 200,000 / year or ₦18,000/mo

Overall Annual Cap: ₦3,000,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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SME & Corporate Tier 1 - Premium Private

Healthspring Corporate Diamond Plan

₦ 235,250 / year or ₦21,200/mo

Overall Annual Cap: ₦4,800,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Individual Tier 1 - Premium Private

Healthspring Private Diamond Plan

₦ 300,000 / year or ₦27,000/mo

Overall Annual Cap: ₦4,500,000

Eligible Age: 18 – 65 years

✓ Maternity ✓ Dental ✓ Optical ✓ 24/7 Telemed

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Official NHIA Act 2022 Statutory Notice:

Healthspring HMO is licensed and regulated by the National Health Insurance Authority under the NHIA Act 2022. Tariffs, hospital network tiers (Tier 1 Lagoon/Reddington vs Tier 2 Standard), and specific clinical exclusions are subject to periodic review by the underwriter. Subscribers are advised to verify participating clinics in their neighborhood prior to completing binding premium transfers.