Executive corporate cover featuring Tier 1 to 4 hospitals, private room (40 days), ₦1,000,000 surgery limit, ₦80,000 dental/optical, and ₦150,000 abroad surgery subsidy.
Healthspring Corporate Sapphire Plan caters to executive corporate members. Benefits encompass ₦3.75M annual limit, ₦1.2M outpatient limit, ₦1,000,000 surgical operations, ₦1.5M emergency care, private room accommodation up to 40 days, 5 days ICU care, ₦80,000 dental care, ₦80,000 optical allowance, ₦150,000 physiotherapy, 5 sessions dialysis, and ₦150,000 overseas surgery reimbursement.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Healthspring HMO.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦3,750,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦2,550,000 | ₦0 |
| Outpatient Primary Care Limit | ₦1,200,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦80,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦80,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 1 - Premium Private across Nigeria.
Enrollees enjoy direct walk-in consultation and admission privileges at Nigeria's most prestigious private tertiary medical centres:
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Healthspring HMO. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Healthspring HMO. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
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