Dedicated geriatric healthcare plan for seniors aged 60+ by Gorah HMO with 15 days general ward admission, 5 physiotherapy sessions, and chronic disease medication management.
Gorah Senior Citizen Diamond Plan delivers tailored health maintenance for elderly enrollees. Highlights include unlimited primary doctor visits, 3 specialist consultations annually, plain/contrast X-rays, ultrasound scans, routine prescribed drugs for hypertension and diabetes, 5 physiotherapy sessions per year, 15 days hospital admission with feeding, and 24/7 telemedicine advisory.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Gorah Healthcare LTD..
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦800,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 60 – 85 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦400,000 | ₦0 |
| Outpatient Primary Care Limit | ₦400,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦10,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦10,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 2 - Standard across Nigeria.
Provides comprehensive access to over 1,500 accredited quality private clinics, secondary hospitals, and diagnostic scan centres across all 36 Nigerian states and Abuja FCT.
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Gorah Healthcare LTD.. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Gorah Healthcare LTD.. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Gorah Healthcare LTD. Official Website (gorahhmo.com) ↗