Elite family health policy covering up to 4 members with private ward access, ₦1M surgical allowance, comprehensive maternity and neonatal care, and fitness club access.
Ashmed Diamond Family Plan provides full household executive healthcare for up to four family members. Includes private room hospital admissions up to 30 days per member, ₦1,000,000 major surgical allowance, comprehensive antenatal and delivery coverage, advanced optical care (₦50,000 limit), comprehensive dental restorations, fitness gym access, advanced radiological investigations, full emergency ambulance evacuation, and 20 days mortuary services.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Ashmed Integrated Health Services LTD..
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦10,000,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 0 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦3,500,000 | ₦0 |
| Outpatient Primary Care Limit | ₦1,500,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦50,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦50,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 1 - Premium Private across Nigeria.
Enrollees enjoy direct walk-in consultation and admission privileges at Nigeria's most prestigious private tertiary medical centres:
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Ashmed Integrated Health Services LTD.. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Ashmed Integrated Health Services LTD.. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Ashmed Integrated Health Services LTD. Official Website (ashmedintegratedhealthservices.com) ↗