Executive flagship cover with 18 days private ward admission, ₦300k surgery and maternity allowances, 10 physiotherapy sessions, and advanced diagnostic imaging.
Anchor Executive Individual Plan represents Anchor HMO’s flagship individual policy. It provides 18 days private ward admission, 48 hours ICU care, ₦300,000 surgical coverage, ₦300,000 maternity and Caesarean section allowance, 10 annual physiotherapy sessions, psychiatric consultation, advanced radiological diagnostics (CT, MRI, Echo, EEG), ₦25,000 dental treatments, ₦25,000 optical care, routine medical check-ups, cancer screening, and chronic disease refills (8 times/yr).
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Anchor HMO International Company LIMITED.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦1,000,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦700,000 | ₦0 |
| Outpatient Primary Care Limit | ₦300,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦25,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦25,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 1 - Premium Private across Nigeria.
Enrollees enjoy direct walk-in consultation and admission privileges at Nigeria's most prestigious private tertiary medical centres:
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Anchor HMO International Company LIMITED. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Anchor HMO International Company LIMITED. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Anchor HMO International Company LIMITED Official Website (anchorhmo.com) ↗