Enhanced individual healthcare plan offering 15 days semi-private ward admission, ₦200,000 surgical limit, ₦250,000 maternity care, and advanced CT/MRI diagnostics.
Anchor Ultimate Individual Plan is designed for working professionals desiring broad coverage. It features 15 days semi-private ward accommodation, 24 hours ICU, ₦200,000 surgical allowance (minor, intermediate, and major surgical procedures), ₦250,000 maternity benefits including normal delivery and Caesarean section, advanced investigations (ECG, CT scan, Echocardiogram, MRI), ₦20,000 dental care, ₦20,000 optical benefits with frames, chronic disease management (5 times/yr), cancer screening, and fertility investigations.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Anchor HMO International Company LIMITED.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦700,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦500,000 | ₦0 |
| Outpatient Primary Care Limit | ₦250,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦20,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦20,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 2 - Standard across Nigeria.
Provides comprehensive access to over 1,500 accredited quality private clinics, secondary hospitals, and diagnostic scan centres across all 36 Nigerian states and Abuja FCT.
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Anchor HMO International Company LIMITED. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Anchor HMO International Company LIMITED. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Anchor HMO International Company LIMITED Official Website (anchorhmo.com) ↗