Executive health coverage featuring private ward admission, ₦2.5M inpatient limit, ₦500k surgical allowance, gym access (2x/month), and comprehensive wellness screening.
Aman Gold Individual plan provides high-end medical coverage with private room hospital stays. Features include ₦2,500,000 in-patient care limit, 20 days private ward accommodation, 72 hours ICU/HDU, ₦500,000 surgical benefit, ₦1,100,000 outpatient limit with ₦200,000 chronic disease medication refills, ₦250,000 maternity & delivery cover, CT/MRI scans up to 4 times annually, ₦80,000 dental including surgical extractions, ₦30,000 optical frames/lenses, ₦200,000 cancer care and kidney dialysis support, gym access (2 visits/month), comprehensive health checks (ECG, liver function, cervical smears), and overseas delivery reimbursement ($150 normal / $200 CS).
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Aman Health Maintenance Organizations.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦5,000,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 60 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦2,500,000 | ₦0 |
| Outpatient Primary Care Limit | ₦1,100,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦80,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦30,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 1 - Premium Private across Nigeria.
Enrollees enjoy direct walk-in consultation and admission privileges at Nigeria's most prestigious private tertiary medical centres:
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Aman Health Maintenance Organizations. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Aman Health Maintenance Organizations. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Aman Health Maintenance Organizations Official Website (amanhmo.com) ↗