Executive health coverage offering 45 days private ward admission, unlimited emergency care, major surgeries, optical up to ₦60,000, 48h ICU, and gym & spa privileges.
Ally Elite Plan is Ally Healthcare’s premier coverage featuring private ward hospital accommodation for 45 days, parental stay for hospitalized infants (5 days), unlimited accident and emergency coverage, 48 hours resuscitative and intensive care (ICU), broad diagnostic and specialist consultations (including Oncology), chronic disease management up to ₦400,000, physiotherapy after 6 months (40 sessions/yr), minor surgeries up to ₦1,000,000, intermediate and major surgeries, optical benefits after 10 months (up to ₦60,000), advanced dental care, mental illness care after 6 months (8 sessions/yr), gym access (2 sessions/week), and spa access (1 session/week) after 16 months.
Full breakdown of covered clinical procedures, medications, and consultations.
Exact statutory reimbursement limits underwritten by Ally Healthcare LIMITED.
| Benefit Category | Annual Coverage Cap | Co-payment / Deductible |
|---|---|---|
| Overall Annual Maximum Benefit | ₦6,000,000 | ₦0 (Zero Deductible) |
| Enrollee Age Eligibility / Limit | 18 – 65 years | Valid ID / Proof of Age required |
| Inpatient Hospitalization Limit | ₦3,500,000 | ₦0 |
| Outpatient Primary Care Limit | ₦1,500,000 | ₦0 |
| Maternity & Childbirth Sub-limit | ₦250,000 | ₦0 |
| Dental Care Annual Sub-limit | ₦50,000 | ₦0 |
| Optical Eye Care Sub-limit | ₦60,000 | ₦0 |
| Prescription Medication Allowance | Included in Outpatient Limit | ₦0 (Generic/Branded) |
| Telemedicine Consultations (App & Call) | Unlimited 24/7 | Free |
This plan provides access under Tier 1 - Premium Private across Nigeria.
Enrollees enjoy direct walk-in consultation and admission privileges at Nigeria's most prestigious private tertiary medical centres:
National Health Insurance Authority (NHIA) statutory waiting periods for claim approvals.
In accordance with NHIA guidelines, the following procedures are excluded from standard coverage:
This policy is underwritten by Ally Healthcare LIMITED. All plan specifications, monetary caps, and premium schedules displayed on this portal are compiled from official NHIA tariff schedules and published underwriter guidelines.
HMO underwriting terms, participating clinic rosters, and waiting period waivers are subject to regular updates by Ally Healthcare LIMITED. Before remitting premium payments or completing binding enrolment, users are advised to reach out directly to the underwriter to verify active hospital accreditation in their locality, waiting period applicability to their medical history, and current tariff validity.
Visit Ally Healthcare LIMITED Official Website (allyhealthcare.ng) ↗